Equipment liabilities

Equipment liabilities

Businesses of all sizes will periodically need to have their equipment  inspected to comply with the various health and safety laws that exist.

This can range from simple office equipment PAT testing to large engineering plant and machinery testing.

If laws are not complied with, large fines could be levied and, in extreme cases, imprisonment for negligence for those responsible.

Therefore, all business owners should be aware of the legislation around regulations such as those below, and if they apply to their business understand and implement them:-

  • LOLER – Lifting Operations & Lifting Equipment Regulations 1998
  • PSSR – Pressure Systems Safety Regulations 2000
  • PUWER – Provision & Use of Work Equipment Regulations 1998

Ensuring the safety of employees and the general public, companies have to meet statutory requirements within the Health & Safety at Works Act 1974.  Periodic engineering inspection of plant and machinery is an essential part of this.

But what happens when the plant and machinery malfunction? …

Engineering Insurance can cover a wide range of plant and machinery for sudden and unforeseen damages. This can also include breakdown of equipment and pressurised plant explosion.

Additional cover may also be available for surrounding property. Importantly, you can also include the inspection service itself within package.

If you have plant and machinery in your business that could be classed as more than just everyday office equipment then maybe this Engineering Insurance could be a great investment for you and give you piece of mind in ensuring safety.

If you wish to discuss any of the above further, please get in touch.