If you’re an independent retailer in the UK, we can provide you with shop insurance provision tailored to your needs. Making sure you are correctly covered is a very sensible thing to do as saving money now could cost you thousands if you’re mis-insured. So what cover should your shop insurance provision have? You’ll be…

Date posted: March 22, 2019 | Author: | No Comments »

Categories: Insurance Tips

There are 3 key areas you should insure under your office policy Your premises and equipment Your staff and any customers who visit your office Protection of costs should you be unable to trade for a period of time Office insurance packages are designed to take into account your specific industry risks. Covering the above…

Date posted: February 15, 2019 | Author: | No Comments »

Categories: Insurance Tips

If you are looking at extending property , you need to take note…… Once the Christmas period is over, thoughts can move to thinking about how to make improvements to the home or, perhaps, looking at an extension to an existing dwelling. However, what many homeowners don’t realise is that, depending on the work being…

Date posted: December 14, 2018 | Author: | No Comments »

Categories: Insurance Tips Payroll and Accounting Tips

As the law doesn’t provide a definition, it can be difficult to determine whether a sub-contractor status is bona-fide or labour only and you need to clarify this to ensure you have the correct insurance for your business. If a sub-contractor is a labour-only sub-contractor (LOSC), then you need Employers’ Liability Insurance to cover them….

Date posted: September 20, 2018 | Author: | No Comments »

Categories: Insurance Tips Payroll and Accounting Tips

Directors & Officers Liability insurance is probably one of the least well understood types of insurance available to organisations. Directors & Officers liability insurance is designed to cover the cost of compensation claims made against your business’s directors and key employees/managers (officers) for alleged wrongful acts. Some reasons as to why you may need D…

Date posted: August 24, 2018 | Author: | No Comments »

Categories: Insurance Tips

As you probably already know, Airbnb can be a way to make a little extra money by turning your home into a mini hotel by putting up guests for a night or two. However, you should be aware that in doing so you could actually risk invalidating your home insurance policy or if you haven’t…

Date posted: July 27, 2018 | Author: | No Comments »

Categories: Insurance Tips

Holiday time is upon us and for those travelling abroad it is worth remembering why travel insurance can be vitally important. Accidents and incidents happen all the time, even when we are enjoying a well-earned break abroad. Travel insurance is there to provide cover for Cancellation Medical Expenses Personal Accident Curtailment Lost passport or tickets…

Date posted: June 15, 2018 | Author: | No Comments »

Categories: Insurance Tips