Landlords insurance provides protection for property owners who are renting to tenants, that regular  Home insurance just wouldn’t cover. Landlord insurance can protect the property owner from financial losses connected to the rental income, damage caused to the building such as fire or weather damage and can be extended to include coverage for things like…

Date posted: May 24, 2019 | Author: | No Comments »

Categories: Insurance Tips

Tradespeople face many risks when they operate in their business on a day to day basis. They risk someone tripping over tools and suffering an injury, they risk causing accidental damage during a construction or alteration to property, they risk tools and machinery being stolen or damaged. Running a business is already stressful, without having…

Date posted: April 26, 2019 | Author: | No Comments »

Categories: Insurance Tips

If you’re an independent retailer in the UK, we can provide you with shop insurance provision tailored to your needs. Making sure you are correctly covered is a very sensible thing to do as saving money now could cost you thousands if you’re mis-insured. So what cover should your shop insurance provision have? You’ll be…

Date posted: March 22, 2019 | Author: | No Comments »

Categories: Insurance Tips

There are 3 key areas you should insure under your office policy Your premises and equipment Your staff and any customers who visit your office Protection of costs should you be unable to trade for a period of time Office insurance packages are designed to take into account your specific industry risks. Covering the above…

Date posted: February 15, 2019 | Author: | No Comments »

Categories: Insurance Tips

If you are looking at extending property , you need to take note…… Once the Christmas period is over, thoughts can move to thinking about how to make improvements to the home or, perhaps, looking at an extension to an existing dwelling. However, what many homeowners don’t realise is that, depending on the work being…

Date posted: December 14, 2018 | Author: | No Comments »

Categories: Insurance Tips Payroll and Accounting Tips

As the law doesn’t provide a definition, it can be difficult to determine whether a sub-contractor status is bona-fide or labour only and you need to clarify this to ensure you have the correct insurance for your business. If a sub-contractor is a labour-only sub-contractor (LOSC), then you need Employers’ Liability Insurance to cover them….

Date posted: September 20, 2018 | Author: | No Comments »

Categories: Insurance Tips Payroll and Accounting Tips

Directors & Officers Liability insurance is probably one of the least well understood types of insurance available to organisations. Directors & Officers liability insurance is designed to cover the cost of compensation claims made against your business’s directors and key employees/managers (officers) for alleged wrongful acts. Some reasons as to why you may need D…

Date posted: August 24, 2018 | Author: | No Comments »

Categories: Insurance Tips

As you probably already know, Airbnb can be a way to make a little extra money by turning your home into a mini hotel by putting up guests for a night or two. However, you should be aware that in doing so you could actually risk invalidating your home insurance policy or if you haven’t…

Date posted: July 27, 2018 | Author: | No Comments »

Categories: Insurance Tips