As you probably already know, Airbnb can be a way to make a little extra money by turning your home into a mini hotel by putting up guests for a night or two. However, you should be aware that in doing so you could actually risk invalidating your home insurance policy or if you haven’t…

Date posted: July 27, 2018 | Author: | No Comments »

Categories: Insurance Tips

Holiday time is upon us and for those travelling abroad it is worth remembering why travel insurance can be vitally important. Accidents and incidents happen all the time, even when we are enjoying a well-earned break abroad. Travel insurance is there to provide cover for Cancellation Medical Expenses Personal Accident Curtailment Lost passport or tickets…

Date posted: June 15, 2018 | Author: | No Comments »

Categories: Insurance Tips

Equipment liabilities Businesses of all sizes will periodically need to have their equipment  inspected to comply with the various health and safety laws that exist. This can range from simple office equipment PAT testing to large engineering plant and machinery testing. If laws are not complied with, large fines could be levied and, in extreme…

Date posted: May 4, 2018 | Author: | No Comments »

Categories: Insurance Tips

Depending on what business your company carries out, the Business Interruption section of your insurance policy could, perhaps, be the most important. It could take months following, say a fire, before a damaged property is rebuilt. Then there is the stock to be replaced as well as machinery or equipment being repaired or replaced. Without…

Date posted: March 9, 2018 | Author: | No Comments »

Categories: Insurance Tips

If you are looking to extend your home, you need to take note…… With it feeling as if Christmas was months ago and the weather, hopefully, looking to improve from Spring into Summer, many people turn their thoughts to home improvements or, perhaps, looking at an extension their existing dwelling. However, what many homeowners don’t…

Date posted: February 9, 2018 | Author: | No Comments »

Categories: Insurance Tips

Is Employers’ liability insurance necessary for the people who work for me? You are only required by law to have employers’ liability insurance for people who you employ under a contract of service or apprenticeship. Whether or not you need employers’ liability insurance for someone who works for you depends on the terms of your…

Date posted: January 12, 2018 | Author: | No Comments »

Categories: Insurance Tips

BIBA launched a commercial insurance scheme 12 months ago, which includes flood cover to cater for risks in flood hit areas. Even for some areas of the country that haven’t flooded, it is becoming more and more difficult for businesses to insure themselves if they are unlucky enough to be in an area that is…

Date posted: December 8, 2017 | Author: | No Comments »

Categories: Insurance Tips

Can installing the latest home technology reduce your home insurance premiums? There are so many gadgets flooding the market to make running your home easier and more comfortable. But this smart home technology may have another advantage – saving you money on your home insurance premiums. You can control your home’s lights and curtains from…

Date posted: November 10, 2017 | Author: | No Comments »

Categories: Insurance Tips

Why trying to save money on your sums insured can be a costly exercise.. Underinsurance in the property market was underlined by research carried out by the Building Cost Information Service, part of the Royal Institution of Chartered Surveyors in 2012. It found that 80% of commercial properties are underinsured. Similarly, the Chartered Institute of…

Date posted: October 13, 2017 | Author: | No Comments »

Categories: Insurance Tips

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